Code Of Conduct

  1. Every advisor shall undertake and perform his duties in such capacity and at such places as he may be directed by the Akshay Credit Co-operative Society Limited.
  2. Every advisor shall maintain good conduct, discipline, punctuality and show courtesy and attention to all persons in their transactions or dealings with the Society.
  3. Every advisor shall discharge his duties with utmost integrity, honesty, devotion and diligence and do not                hing which is unbecoming of him or which is likely to tarnish the image of the organization. Cases of fraud and dishonesty will attract penalty of dismissal and legal action.
  4. An advisor shall maintain secrecy about the affairs of the society and its members and will sign a declaration of fidelity and secrecy in the prescribed form.
  5. No advisor shall engage in any trade or business or accept employment or fee for any work done by him outside the organization.
  6. No advisor shall take an active part in politics and stand for election anywhere outside and inside the society.
  7. An advisor shall not enter into any personal dealings with its members or service providers (including contractors, consultants and vendors) of the society which may result in undue pecuniary advantages to the advisor.
  8. No advisor shall guarantee in his private capacity the pecuniary obligations of another person or agree to indemnify in such capacity another person from loss except with the prior approval of the society.
  9. An advisor shall so manage his private affairs as to avoid insolvency or habitual or excessive indebtedness. Issue of
cheques by advisors on their personal accounts without keeping sufficient balance therein is an act of serious misconduct and will attract stringent disciplinary action.
  1. No advisor shall indulge in
sexual harassment which includes such unwelcome sexually determined behavior.
 
Risk Mitigation
We work with you to assess potential risks and create a loan structure that aligns with your risk tolerance
Dedicated Relationship
Dedicated relationship managers are committed to guiding you through the financing process.
Community-Centric
As a community-focused bank, we take pride in supporting local businesses

Whether you are a small startup, a mid-sized enterprise, or a large corporation, our Commercial Loan is designed to meet your unique financing needs. We consider various factors during the application process, such as your business plan, financial history, and the purpose of the loan, to provide tailored solutions that support your growth and success.

We understand the importance of swift and efficient financing for businesses. Our goal is to expedite the approval process while ensuring a thorough evaluation of your application. The timeline may vary based on factors such as the complexity of your loan request and the completeness of the documentation provided.

Our Commercial Loan offerings come with competitive and transparent interest rates. The specific rate applicable to your loan will depend on various factors, including the type of loan, your business's creditworthiness, and prevailing market conditions. We are committed to providing fair and competitive rates, and our loan specialists will work with you to ensure that you understand the terms and conditions associated with your loan.
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